Silly woman !!! ive got a credit card but would only use it in desperation . it amazes me in shops when you see folk paying for a couple of little things wi a credit card !---Im feared to get into debt, must be worrying when you canna make a payment .My brother in law once bought a 3 piece suite then him and wife split and neither one made the payments . At one point the £500 suite was up to £2000 . And the suite was left out in the rain in her mothers back yard !!